The significance of the Microfinance Sector on the Development of Artisanal and Small Scale Mining in Zimbabwe: A Case of Mashonaland West

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The significance of the Microfinance Sector on the Development of Artisanal and Small Scale Mining in Zimbabwe: A Case of Mashonaland West

Abstract

The study explores the significance of microfinance in the artisanal and small-scale mining sector in Zimbabwe, an increasingly important sector in creating employment in the country post the 2000 Land reform programme. Data collection used self-completion questionnaires and interviews to obtain information from four hundred (400) small-scale miners, forty (40) microfinance company officials and 60 key informants from relevant government departments and non-governmental organisations in Mashonaland West Province. The key study findings showed that artisanal and small scale mining sector find it difficult to access funds from the mainstream commercial banks due to the collateral and inflexible loan requirements. Similarly, accessing microfinance was reported to be

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