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Microfinance and Poverty Reduction: Evidence from Market Women in the New Juaben Municipality, Ghana


This study examines extent to which access to microcredit contributes to poverty reduction among market women in the New Juaben Municipality, Ghana.  Further, it examined the extent to which market women are satisfied with the services of microfinance institutions (MFIs), and also identified challenges market woman faced in accessing microcredit. Using data from 120 respondents purposively sampled, the descriptive results revealed that most of the respondents, compared with those who were either ‘very satisfied’ or ‘dissatisfied’ with the services of MFIs, were ‘satisfied’ with the services provided by microfinance finance institutions. Also, lack of collateral and high interest rate charges were the topmost challenges facing respondents in accessing loans or credit from MFIs. On the contribution of microfinance to poverty reduction, most of the respondents indicated that access to credit