Cointegration Analysis of Customer Deposits and Bank Loans and Advances by the Ghanaian Listed Banks.

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Cointegration Analysis of Customer Deposits and Bank Loans and Advances by the Ghanaian Listed Banks.

Abstract
The objective of this paper was to model the long term relationship between loans and deposits; therefore, a cointegration analysis was the ideal tool. The population of this study was made up of all commercial banks listed on the Ghana Stock Exchange. These included CAL Bank Limited, Ecobank Ghana Limited, Ecobank Transnational Incorporated, Ghana Commercial Bank Ltd., HFC Bank Ltd, SG-SSB Ltd., Standard Chartered Bank Ltd., Trust Bank Ltd.

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